Insurance for all ages and stages
Types of Insurance
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Today's Options Medicare Advantage Plan
Advantage Plans share in the cost of the copays by charging
a copay at the time of need.
Medicare Care Supplement
This plan covers the gaps in standard Medicare coverage.
These copays and deductibles are covered completely by the
supplement.
Individual Health Insurance
Health insurance is available for short term coverage such as
new employment probationary periods as well as longer term
needs such as coverage after COBRA ends.
Group Health Insurance
Group coverage is available from many of the major providers
in Northeast Ohio.
Life Insurance
Several life insurance options are available including term
insurance, whole life insurance and final expense policies.
Long Term Care Insurance
Enables you to protect yourself, your family, and your assets
from the high cost of long term care. Long Term Care
Insurance covers the cost of care in your home, in an adult
day care center, a hospice facility, an assisted living facility, or
a nursing home.
Annuities
Provides you the opportunity to offer a flexible portfolio of
annuities through Jefferson Pilot, a premier provider of
annuity products. Jefferson Pilot is a company committed to
the needs of their clients, employees and shareholders.
First Diagnosis Cancer Insurance
First Diagnosis Cancer Insurance is designed only as a
supplement to a comprehensive health insurance policy. If
you are diagnosed for the first time, as having internal cancer
or malignant melanoma (excluding all other skin cancer), the
policy will immediately pay you selected benefits in one lump
sum.
Senior Dental Insurance
Senior Dental Insurance allows you to choose any dentist you
wish to provide your care. You choose the level of coverage
that best fits your needs and your budget.
Medicare D Prescription Plan coverage
Plan D Prescription Coverage gives you the ability to purchase
prescription medications at significantly reduced costs. Plans
charge a monthly premium for coverage. Plan D coverage is
optional and choosing a plan should always be based on the
medications currently being taken and any prescription
coverage you have through other sources.
Advantage Plans share in the cost of the copays by charging
a copay at the time of need.
Medicare Care Supplement
This plan covers the gaps in standard Medicare coverage.
These copays and deductibles are covered completely by the
supplement.
Individual Health Insurance
Health insurance is available for short term coverage such as
new employment probationary periods as well as longer term
needs such as coverage after COBRA ends.
Group Health Insurance
Group coverage is available from many of the major providers
in Northeast Ohio.
Life Insurance
Several life insurance options are available including term
insurance, whole life insurance and final expense policies.
Long Term Care Insurance
Enables you to protect yourself, your family, and your assets
from the high cost of long term care. Long Term Care
Insurance covers the cost of care in your home, in an adult
day care center, a hospice facility, an assisted living facility, or
a nursing home.
Annuities
Provides you the opportunity to offer a flexible portfolio of
annuities through Jefferson Pilot, a premier provider of
annuity products. Jefferson Pilot is a company committed to
the needs of their clients, employees and shareholders.
First Diagnosis Cancer Insurance
First Diagnosis Cancer Insurance is designed only as a
supplement to a comprehensive health insurance policy. If
you are diagnosed for the first time, as having internal cancer
or malignant melanoma (excluding all other skin cancer), the
policy will immediately pay you selected benefits in one lump
sum.
Senior Dental Insurance
Senior Dental Insurance allows you to choose any dentist you
wish to provide your care. You choose the level of coverage
that best fits your needs and your budget.
Medicare D Prescription Plan coverage
Plan D Prescription Coverage gives you the ability to purchase
prescription medications at significantly reduced costs. Plans
charge a monthly premium for coverage. Plan D coverage is
optional and choosing a plan should always be based on the
medications currently being taken and any prescription
coverage you have through other sources.
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| Mutsko Insurance Services 38322 Apollo Parkway Suite 201 Willoughby, OH 44094 440-951-6200 1-888-951-6201 (toll free) 440-951-1688 (FAX) lmutsko@mutskoinsurance.com |