February 22, 2012

Types of Insurance

Medicare Advantage Plan

Advantage Plans share in the cost of the copays by charging
a copay at the time of need.

Medicare Care Supplement

This plan covers the gaps in standard Medicare coverage. 
These copays and deductibles are covered completely by the
supplement.

Individual Health Insurance

Health insurance is available for short term coverage such as
new employment probationary periods as well as longer term
needs such as coverage after COBRA ends.

Group Health Insurance

Group coverage is available from many of the major providers
in Northeast Ohio.

Life Insurance

Several life insurance options are available including term
insurance, whole life insurance and final expense policies.

Long Term Care Insuran

Covers day care center, a hospice facility, an assisted living facility, or 
a nursing home.

Annuities

Provides you the opportunity to offer a flexible portfolio of
annuities through Jefferson Pilot, a premier provider of
annuity products. Jefferson Pilot is a company committed to
the needs of their clients, employees and shareholders.

First Diagnosis Cancer Insurance

First Diagnosis Cancer Insurance is designed only as a
supplement to a comprehensive health insurance policy.  If
you are diagnosed for the first time, as having internal cancer
or malignant melanoma (excluding all other skin cancer), the
policy will immediately pay you selected benefits in one lump
sum.

Senior Dental Insurance

Senior Dental Insurance allows you to choose any dentist you
wish to provide your care.  You choose the level of coverage
that best fits your needs and your budget.

Medicare Plan D Prescription Coverage

Medicare Plan D Prescription Coverage gives you the ability to purchase
prescription medications at significantly reduced costs.  Plans
charge a monthly premium for coverage.  Plan D coverage is
optional and choosing a plan should always be based on the
medications currently being taken and any prescription
coverage you have through other so