The Affordable Care Act, often referred to as Health Care Reform, is designed to remove obstacles to quality, low-cost health insurance for millions of Americans. It guarantees that no one will have to fear the loss of their health insurance if they change jobs or get laid off. There is also greater protection for people with pre-existing conditions. Open enrollment takes place each fall, however you may qualify for a Special Enrollment Period outside of open enrollment if you have had a life changing event. Contact us for details.